High-Earning Trades With Low Debt (2026)
Trade programs where graduates earn well but leave with under $15K in debt.
Why Foothill College Leads: Bay Area Demand and a 445x ROI
Foothill College's #1 rank is a direct result of its prime location and powerful industry integration. Situated in the high-wage Silicon Valley, its Allied Health graduates enter a healthcare market where six-figure salaries are the norm, reflected in their $107,048 average earnings. The school amplifies this advantage with programs like Diagnostic Medical Sonography that boast 100% job placement rates through clinical training at top Bay Area hospitals. This combination of hyper-low public tuition ($3,130) and direct access to a premium job market creates a staggering 445.3x return on investment that is nearly impossible to replicate elsewhere.
The California Effect: How Public Colleges Dominate High-Earning Trades
The most striking pattern isn't a single school, but a state: 13 of the top 20 programs are California community colleges. This isn't an accident; it's a winning financial formula. California's heavily subsidized public education system pushes tuition to rock-bottom levels—many under $3,000 annually. When you combine that minimal cost with the state's high regional wages for nurses, graduates see massive returns like the 503.6x ROI at Sacramento City College. This public-school dominance isn't about prestige; it's a simple, powerful equation of low cost plus high local pay.
Beyond Healthcare: Where Energy and Industrial Tech Create Opportunity
While nursing and allied health programs fill the top 20, outliers like #2 Southeast Community College (Energy Systems) and #5 Baton Rouge Community College (Industrial Production) reveal another path to high earnings. Their success is built on serving as direct talent pipelines for dominant local industries. Southeast CC trains technicians for the booming wind and solar sectors in the Great Plains, while BRCC's partnership with ExxonMobil feeds skilled workers directly into Louisiana's lucrative petrochemical industry. These schools prove that aligning curriculum with high-demand regional employers can create financial outcomes that rival even the most robust healthcare programs.
From Classroom to Clinic: The Non-Negotiable Step of Professional Licensing
Earning a degree from these top programs is only the first step; a professional license is the true key to a high salary. For the 13 nursing programs in our top 20, graduates must pass the national NCLEX-RN exam to become a Registered Nurse and command salaries over $90,000. Similarly, graduates from top Allied Health programs like Foothill's must earn specialized certifications—such as from ARDMS for sonographers or ARRT for radiologic technologists—to access the highest-paying roles. This post-graduation requirement is a non-negotiable barrier to entry and the primary driver of the earnings seen in our rankings.
Licensing requirements vary by state — always verify specifics with the relevant state board before enrolling.
High-Earning Trades With Low Debt
Click any row for full earnings projections and career path breakdown.
| # | Program | TSW Score | Earnings | Debt | ROI |
|---|---|---|---|---|---|
| 1 |
Allied Health Professions
Foothill College · Los Altos Hills, CA |
81
77–82 |
$107,048/yr | 445.3x | $10,500 |
| 2 |
Energy Systems Technology
Southeast Community College Area · Lincoln, NE |
73
71–74 |
$104,847/yr | 112.0x | $8,750 |
| 3 |
Nursing
Butte College · Oroville, CA |
91
85–92 |
$104,268/yr | 407.1x | $12,000 |
| 4 |
Allied Health Professions
Red Rocks Community College · Lakewood, CO |
80
76–81 |
$104,021/yr | 212.2x | $9,500 |
| 5 |
Industrial Production Technology
Baton Rouge Community College · Baton Rouge, LA |
77
72–78 |
$103,572/yr | 171.0x | $10,250 |
| 6 |
Nursing
University of Hawaii Maui College · Kahului, HI |
90
84–90 |
$102,390/yr | 162.0x | $12,000 |
| 7 |
Nursing
Santa Rosa Junior College · Santa Rosa, CA |
92
85–92 |
$100,800/yr | 499.0x | $14,744 |
| 8 |
Nursing
Sacramento City College · Sacramento, CA |
92
85–92 |
$100,622/yr | 503.6x | $14,000 |
| 9 |
Allied Health Professions
CUNY Borough of Manhattan Community College · New York, NY |
77
73–78 |
$100,611/yr | 107.6x | $11,000 |
| 10 |
Nursing
Shasta College · Redding, CA |
91
85–92 |
$99,544/yr | 482.6x | $14,000 |
| 11 |
Physical Science Technology
Lee College · Baytown, TX |
75
70–77 |
$94,986/yr | 282.3x | $8,225 |
| 12 |
Electrical Engineering Technology
Bismarck State College · Bismarck, ND |
70
65–72 |
$89,460/yr | 108.8x | $11,892 |
| 13 |
Practical Nursing
Harmony Health Care Institute · Merrimack, NH |
72
70–73 |
$85,953/yr | — | $12,685 |
| 14 |
Allied Health Professions
Kapiolani Community College · Honolulu, HI |
79
75–79 |
$85,511/yr | 145.7x | $11,000 |
| 15 |
Allied Health Professions
Dallas College · Dallas, TX |
80
76–81 |
$83,557/yr | 324.4x | $8,245 |
| 16 |
Industrial Production Technology
Bismarck State College · Bismarck, ND |
74
69–75 |
$82,310/yr | 108.6x | $12,000 |
| 17 |
Electromechanical Technology
Vincennes University · Vincennes, IN |
66
62–67 |
$82,305/yr | 67.0x | $9,000 |
| 18 |
Electrical Installation
Ivy Tech Community College · Indianapolis, IN |
82
79–82 |
$80,734/yr | 92.1x | $5,500 |
| 19 |
Computer Science
Weber State University · Ogden, UT |
83
73–86 |
$79,044/yr | 74.9x | $13,166 |
| 20 |
Electrical Installation
Northwest Iowa Community College · Sheldon, IA |
85
81–86 |
$78,118/yr | 155.1x | $5,500 |
| 21 |
Electromechanical Technology
Bismarck State College · Bismarck, ND |
70
65–72 |
$77,701/yr | 102.0x | $12,000 |
| 22 |
Electromechanical Technology
Greenville Technical College · Greenville, SC |
72
69–74 |
$77,150/yr | 135.8x | $11,298 |
| 23 |
Electrical Installation
Texas State Technical College · Waco, TX |
79
74–80 |
$76,445/yr | 70.6x | $11,000 |
| 24 |
Construction Engineering Technology
Oklahoma State University Institute of Technology · Okmulgee, OK |
68
62–71 |
$76,154/yr | 80.1x | $12,000 |
| 25 |
Fire Protection
Waldorf University · Forest City, IA |
62
58–63 |
$76,032/yr | 14.7x | $11,200 |
| 26 |
Bioethics
University of the District of Columbia · Washington, DC |
77
71–78 |
$75,609/yr | 74.3x | $14,836 |
| 27 |
Fire Protection
Columbia Southern University · Orange Beach, AL |
75
72–77 |
$75,326/yr | 68.4x | $9,500 |
| 28 |
Construction Engineering Technology
Lake Area Technical College · Watertown, SD |
64
60–66 |
$75,253/yr | 47.6x | $12,000 |
| 29 |
Practical Nursing
Schoolcraft Community College District · Livonia, MI |
88
86–89 |
$75,104/yr | 167.8x | $10,500 |
| 30 |
Quality Control & Safety Technology
Columbia Southern University · Orange Beach, AL |
70
65–72 |
$74,871/yr | 71.5x | $13,910 |
| 31 |
Practical Nursing
Unitek College · Fremont, CA |
72
69–72 |
$72,368/yr | — | $12,523 |
| 32 |
Electromechanical Technology
Mitchell Technical College · Mitchell, SD |
61
59–63 |
$72,319/yr | 47.1x | $12,000 |
| 33 |
Practical Nursing
Shawsheen Valley School of Practical Nursing · Billerica, MA |
72
69–72 |
$72,230/yr | — | $7,076 |
| 34 |
Mental Health Services
Coalinga College · Coalinga, CA |
85
81–86 |
$71,517/yr | 510.1x | $9,500 |
| 35 |
Industrial Production Technology
Grand Rapids Community College · Grand Rapids, MI |
76
73–77 |
$70,622/yr | 173.0x | $5,500 |
| 36 |
Electrical Installation
Warren County Career Center · Lebanon, OH |
69
66–69 |
$70,278/yr | — | $8,233 |
| 37 |
Electrical Installation
Kennebec Valley Community College · Fairfield, ME |
86
82–86 |
$70,166/yr | 247.8x | $5,500 |
| 38 |
Criminal Justice
Erie Community College · Buffalo, NY |
89
85–91 |
$70,012/yr | 123.9x | $9,250 |
| 39 |
Heavy Equipment Technology
Ranken Technical College · Saint Louis, MO |
63
63–63 |
$70,010/yr | 38.8x | $11,000 |
| 40 |
Electrical Engineering Technology
Bluegrass Community and Technical College · Lexington, KY |
71
67–73 |
$69,924/yr | 147.6x | $6,500 |
| 41 |
Criminal Justice
Palm Beach State College · Lake Worth, FL |
92
87–93 |
$69,415/yr | 261.0x | $4,892 |
| 42 |
Electrical Engineering Technology
Indian Hills Community College · Ottumwa, IA |
65
62–67 |
$68,590/yr | 60.1x | $10,477 |
| 43 |
Engineering
Tidewater Community College · Norfolk, VA |
65
60–67 |
$68,555/yr | 68.8x | $9,004 |
| 44 |
Heavy Equipment Technology
Oklahoma State University Institute of Technology · Okmulgee, OK |
67
67–67 |
$68,422/yr | 58.3x | $10,417 |
| 45 |
Physical Science Technology
Kilgore College · Kilgore, TX |
72
69–74 |
$68,335/yr | 135.9x | $14,417 |
| 46 |
Heavy Equipment Technology
Dakota County Technical College · Rosemount, MN |
67
66–67 |
$67,618/yr | 58.7x | $12,000 |
| 47 |
Practical Nursing
Southern Worcester County Regional Vocational School District · Charlton, MA |
71
69–72 |
$67,498/yr | — | $9,500 |
| 48 |
Criminal Justice
Rasmussen University-Minnesota · St. Cloud, MN |
82
79–84 |
$67,135/yr | 58.4x | $6,515 |
| 49 |
IT Management
Des Moines Area Community College · Ankeny, IA |
79
72–82 |
$66,093/yr | 58.5x | $10,167 |
| 50 |
Heavy Equipment Technology
Bluegrass Community and Technical College · Lexington, KY |
75
74–75 |
$65,743/yr | 138.7x | $7,723 |
About This Ranking
What we ranked
High Earnings, Low Debt ranks 82 programs across the United States by the TradeSchoolOutlook Score, which combines graduate earnings, return on investment, and job-market demand into a single 0-100 metric.
Data sources
Earnings figures come from the U.S. Department of Education's College Scorecard, which tracks graduate income one and five years after program completion. Job-market projections use Bureau of Labor Statistics 2024-2034 employment data.
How to read the table
Use the sort controls below the headline to re-rank by earnings, ROI, or other metrics. Click any school name for full earnings projections, three-scenario modeling, and detailed program data. Most students attend a school within driving distance — local rankings are usually more actionable than national.
Caveats & limitations
Rankings reflect what the data can measure: post-graduation earnings, debt levels, and broad labor-market trends. They cannot capture program quality nuances like instructor expertise, hands-on equipment access, or industry connections. Treat rankings as a starting point — visit schools and talk to current students before committing.
Methodology
Programs are ranked by TradeSchoolOutlook Score (0–100), combining graduate earnings, job market demand, and tuition ROI. Earnings data is from the U.S. Department of Education College Scorecard.