High-Earning Trades With Low Debt (2026)

82 programs ranked · Updated 2026

Trade programs where graduates earn well but leave with under $15K in debt.

Programs Ranked
82
Avg Earnings
$73,738/yr
Avg TSW Score
75/100
#1 Program
Allied Health Professions
Foothill College

Why Foothill College Leads: Bay Area Demand and a 445x ROI

Foothill College's #1 rank is a direct result of its prime location and powerful industry integration. Situated in the high-wage Silicon Valley, its Allied Health graduates enter a healthcare market where six-figure salaries are the norm, reflected in their $107,048 average earnings. The school amplifies this advantage with programs like Diagnostic Medical Sonography that boast 100% job placement rates through clinical training at top Bay Area hospitals. This combination of hyper-low public tuition ($3,130) and direct access to a premium job market creates a staggering 445.3x return on investment that is nearly impossible to replicate elsewhere.

The California Effect: How Public Colleges Dominate High-Earning Trades

The most striking pattern isn't a single school, but a state: 13 of the top 20 programs are California community colleges. This isn't an accident; it's a winning financial formula. California's heavily subsidized public education system pushes tuition to rock-bottom levels—many under $3,000 annually. When you combine that minimal cost with the state's high regional wages for nurses, graduates see massive returns like the 503.6x ROI at Sacramento City College. This public-school dominance isn't about prestige; it's a simple, powerful equation of low cost plus high local pay.

Beyond Healthcare: Where Energy and Industrial Tech Create Opportunity

While nursing and allied health programs fill the top 20, outliers like #2 Southeast Community College (Energy Systems) and #5 Baton Rouge Community College (Industrial Production) reveal another path to high earnings. Their success is built on serving as direct talent pipelines for dominant local industries. Southeast CC trains technicians for the booming wind and solar sectors in the Great Plains, while BRCC's partnership with ExxonMobil feeds skilled workers directly into Louisiana's lucrative petrochemical industry. These schools prove that aligning curriculum with high-demand regional employers can create financial outcomes that rival even the most robust healthcare programs.

From Classroom to Clinic: The Non-Negotiable Step of Professional Licensing

Earning a degree from these top programs is only the first step; a professional license is the true key to a high salary. For the 13 nursing programs in our top 20, graduates must pass the national NCLEX-RN exam to become a Registered Nurse and command salaries over $90,000. Similarly, graduates from top Allied Health programs like Foothill's must earn specialized certifications—such as from ARDMS for sonographers or ARRT for radiologic technologists—to access the highest-paying roles. This post-graduation requirement is a non-negotiable barrier to entry and the primary driver of the earnings seen in our rankings.

Licensing requirements vary by state — always verify specifics with the relevant state board before enrolling.

High-Earning Trades With Low Debt

Click any row for full earnings projections and career path breakdown.

# Program TSW Score Earnings Debt ROI
1 Allied Health Professions
Foothill College · Los Altos Hills, CA
81
77–82
$107,048/yr 445.3x $10,500
2 Energy Systems Technology
Southeast Community College Area · Lincoln, NE
73
71–74
$104,847/yr 112.0x $8,750
3 Nursing
Butte College · Oroville, CA
91
85–92
$104,268/yr 407.1x $12,000
4 Allied Health Professions
Red Rocks Community College · Lakewood, CO
80
76–81
$104,021/yr 212.2x $9,500
5 Industrial Production Technology
Baton Rouge Community College · Baton Rouge, LA
77
72–78
$103,572/yr 171.0x $10,250
6 Nursing
University of Hawaii Maui College · Kahului, HI
90
84–90
$102,390/yr 162.0x $12,000
7 Nursing
Santa Rosa Junior College · Santa Rosa, CA
92
85–92
$100,800/yr 499.0x $14,744
8 Nursing
Sacramento City College · Sacramento, CA
92
85–92
$100,622/yr 503.6x $14,000
9 Allied Health Professions
CUNY Borough of Manhattan Community College · New York, NY
77
73–78
$100,611/yr 107.6x $11,000
10 Nursing
Shasta College · Redding, CA
91
85–92
$99,544/yr 482.6x $14,000
11 Physical Science Technology
Lee College · Baytown, TX
75
70–77
$94,986/yr 282.3x $8,225
12 Electrical Engineering Technology
Bismarck State College · Bismarck, ND
70
65–72
$89,460/yr 108.8x $11,892
13 Practical Nursing
Harmony Health Care Institute · Merrimack, NH
72
70–73
$85,953/yr $12,685
14 Allied Health Professions
Kapiolani Community College · Honolulu, HI
79
75–79
$85,511/yr 145.7x $11,000
15 Allied Health Professions
Dallas College · Dallas, TX
80
76–81
$83,557/yr 324.4x $8,245
16 Industrial Production Technology
Bismarck State College · Bismarck, ND
74
69–75
$82,310/yr 108.6x $12,000
17 Electromechanical Technology
Vincennes University · Vincennes, IN
66
62–67
$82,305/yr 67.0x $9,000
18 Electrical Installation
Ivy Tech Community College · Indianapolis, IN
82
79–82
$80,734/yr 92.1x $5,500
19 Computer Science
Weber State University · Ogden, UT
83
73–86
$79,044/yr 74.9x $13,166
20 Electrical Installation
Northwest Iowa Community College · Sheldon, IA
85
81–86
$78,118/yr 155.1x $5,500
21 Electromechanical Technology
Bismarck State College · Bismarck, ND
70
65–72
$77,701/yr 102.0x $12,000
22 Electromechanical Technology
Greenville Technical College · Greenville, SC
72
69–74
$77,150/yr 135.8x $11,298
23 Electrical Installation
Texas State Technical College · Waco, TX
79
74–80
$76,445/yr 70.6x $11,000
24 Construction Engineering Technology
Oklahoma State University Institute of Technology · Okmulgee, OK
68
62–71
$76,154/yr 80.1x $12,000
25 Fire Protection
Waldorf University · Forest City, IA
62
58–63
$76,032/yr 14.7x $11,200
26 Bioethics
University of the District of Columbia · Washington, DC
77
71–78
$75,609/yr 74.3x $14,836
27 Fire Protection
Columbia Southern University · Orange Beach, AL
75
72–77
$75,326/yr 68.4x $9,500
28 Construction Engineering Technology
Lake Area Technical College · Watertown, SD
64
60–66
$75,253/yr 47.6x $12,000
29 Practical Nursing
Schoolcraft Community College District · Livonia, MI
88
86–89
$75,104/yr 167.8x $10,500
30 Quality Control & Safety Technology
Columbia Southern University · Orange Beach, AL
70
65–72
$74,871/yr 71.5x $13,910
31 Practical Nursing
Unitek College · Fremont, CA
72
69–72
$72,368/yr $12,523
32 Electromechanical Technology
Mitchell Technical College · Mitchell, SD
61
59–63
$72,319/yr 47.1x $12,000
33 Practical Nursing
Shawsheen Valley School of Practical Nursing · Billerica, MA
72
69–72
$72,230/yr $7,076
34 Mental Health Services
Coalinga College · Coalinga, CA
85
81–86
$71,517/yr 510.1x $9,500
35 Industrial Production Technology
Grand Rapids Community College · Grand Rapids, MI
76
73–77
$70,622/yr 173.0x $5,500
36 Electrical Installation
Warren County Career Center · Lebanon, OH
69
66–69
$70,278/yr $8,233
37 Electrical Installation
Kennebec Valley Community College · Fairfield, ME
86
82–86
$70,166/yr 247.8x $5,500
38 Criminal Justice
Erie Community College · Buffalo, NY
89
85–91
$70,012/yr 123.9x $9,250
39 Heavy Equipment Technology
Ranken Technical College · Saint Louis, MO
63
63–63
$70,010/yr 38.8x $11,000
40 Electrical Engineering Technology
Bluegrass Community and Technical College · Lexington, KY
71
67–73
$69,924/yr 147.6x $6,500
41 Criminal Justice
Palm Beach State College · Lake Worth, FL
92
87–93
$69,415/yr 261.0x $4,892
42 Electrical Engineering Technology
Indian Hills Community College · Ottumwa, IA
65
62–67
$68,590/yr 60.1x $10,477
43 Engineering
Tidewater Community College · Norfolk, VA
65
60–67
$68,555/yr 68.8x $9,004
44 Heavy Equipment Technology
Oklahoma State University Institute of Technology · Okmulgee, OK
67
67–67
$68,422/yr 58.3x $10,417
45 Physical Science Technology
Kilgore College · Kilgore, TX
72
69–74
$68,335/yr 135.9x $14,417
46 Heavy Equipment Technology
Dakota County Technical College · Rosemount, MN
67
66–67
$67,618/yr 58.7x $12,000
47 Practical Nursing
Southern Worcester County Regional Vocational School District · Charlton, MA
71
69–72
$67,498/yr $9,500
48 Criminal Justice
Rasmussen University-Minnesota · St. Cloud, MN
82
79–84
$67,135/yr 58.4x $6,515
49 IT Management
Des Moines Area Community College · Ankeny, IA
79
72–82
$66,093/yr 58.5x $10,167
50 Heavy Equipment Technology
Bluegrass Community and Technical College · Lexington, KY
75
74–75
$65,743/yr 138.7x $7,723

About This Ranking

What we ranked

High Earnings, Low Debt ranks 82 programs across the United States by the TradeSchoolOutlook Score, which combines graduate earnings, return on investment, and job-market demand into a single 0-100 metric.

Data sources

Earnings figures come from the U.S. Department of Education's College Scorecard, which tracks graduate income one and five years after program completion. Job-market projections use Bureau of Labor Statistics 2024-2034 employment data.

How to read the table

Use the sort controls below the headline to re-rank by earnings, ROI, or other metrics. Click any school name for full earnings projections, three-scenario modeling, and detailed program data. Most students attend a school within driving distance — local rankings are usually more actionable than national.

Caveats & limitations

Rankings reflect what the data can measure: post-graduation earnings, debt levels, and broad labor-market trends. They cannot capture program quality nuances like instructor expertise, hands-on equipment access, or industry connections. Treat rankings as a starting point — visit schools and talk to current students before committing.

Methodology

Programs are ranked by TradeSchoolOutlook Score (0–100), combining graduate earnings, job market demand, and tuition ROI. Earnings data is from the U.S. Department of Education College Scorecard.

Data: U.S. Department of Education College Scorecard (earnings, debt), Bureau of Labor Statistics 2024–2034 (employment projections). Last updated 2025.

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