Finance and Financial Management Services at Lake Area Technical College

Watertown, SD · Public · Associate Degree

with a smaller student body of 1,710 in Watertown, SD.

Program Analysis

Graduates earn $40,070/yr, edging above the $32,628 national average for Finance and Financial Management Services — a modest premium that suggests solid regional demand for this trade.

With a 31.2x return on tuition over ten years, the financial case for this program is compelling by virtually any measure.

The 0% difference between AI scenarios reflects partial automation exposure. Some Finance and Financial Management Services career paths face changes, but the trade's physical demands provide a buffer.

At $12,000 in median debt against $40,070 in first-year earnings, graduates can expect to clear their loan balance quickly — a hallmark of affordable trade programs.

Finance and Financial Management Services is offered at just 5 schools in our analysis. Lake Area Technical College's #3 ranking should be read in that context.

The 8 apprenticeship pathways connected to Finance and Financial Management Services reflect strong industry infrastructure for this trade. Apprenticeships typically lead to journeyman-level wages.

65 /100
TradeSchoolOutlook Score
61
Low End
65
Score
68
High End
Earnings $40,070/yr (23% vs median)
AI-Proof Exposed (45% shielded)
Job Market Very Large (622,100 openings/yr)

Earnings Overview

Year 1 Earnings
$40K
Reported median after graduation
Earnings Multiple
31.2x
10-year earnings ÷ tuition
Viable Career Paths
20 of 20
Occupations with strong AI resilience
Program Tuition
$13,436
Median Debt at Graduation
$12,000
3.6 months of Year 1 earnings
Reported Earnings (5 Year)
$39,173
Small cohort — data may not reflect typical outcomes

Top Career Paths

Top career paths for Finance and Financial Management Services graduates by median salary.

Career Path Median Salary Growth AI-ProofAI
Chief executives $206,420 +4.3% 44%
Financial managers $161,700 +14.8% 50%
Financial risk specialists $106,000 +6.5% 47%
Chief executives
$206,420
+4.3% growth 44% AI-proof
Financial managers
$161,700
+14.8% growth 50% AI-proof
Financial risk specialists
$106,000
+6.5% growth 47% AI-proof

View all 20 career paths with full salary data →

About Finance and Financial Management Services Careers

Your career in finance could follow two distinct paths. You might work inside a company as a financial manager, spending your days analyzing complex spreadsheets, developing budgets, and advising leadership on major investment and spending decisions. Or, you could become a personal financial advisor, meeting directly with clients to build retirement plans, manage investment portfolios, and provide trusted guidance through major life events.

Read the full Finance and Financial Management Services career guide →

Compare & Explore

Finance and Financial Management Services Overview

Finance and Financial Management Services at Other Schools

Other Majors at Lake Area Technical College

Considering a 4-Year Degree Instead?

Compare how bachelor's degree graduates fare on earnings, ROI, and AI resilience.

Frequently Asked Questions

How does Lake Area Technical College's Finance and Financial Management Services program score?
A score of 65/100 reflects decent absolute metrics, but Lake Area Technical College trails the majority of Finance and Financial Management Services programs on relative rankings. Context matters more than the raw number.
How vulnerable is Finance and Financial Management Services to AI automation?
The 55% AI task exposure score is above average. Our model shows this affecting job availability more than salaries — graduates may face stiffer competition for fewer positions.
What's the typical debt for Finance and Financial Management Services graduates from Lake Area Technical College?
Median debt of just $12,000 against $40,070/yr in starting salary means graduates can clear their loans in under 4 months. This is one of the more affordable paths in our dataset.
Are there apprenticeship options for Finance and Financial Management Services?
Finance and Financial Management Services connects to 8 apprenticeship pathways. These DOL-registered programs combine structured training with paid employment — a strong alternative for students who prefer hands-on learning over classroom instruction.
How many job openings are there for Finance and Financial Management Services graduates?
With approximately 622,100 annual openings across mapped careers, Finance and Financial Management Services offers a very large employment pool. Physical trades tend to have steady demand driven by infrastructure and construction cycles.
Data from College Scorecard, BLS, and AI resilience research. Methodology & sources →